Home Sweet Home

Archive for the ‘Moving Home’ Category

When you are planning to buy a home, you need to think of its model and price. Besides, you must put surrounding atmosphere in your consideration. In case you have a piece of land on which you can build a home, make sure you come to a professional contractor that put client satisfaction in the first priority. No longer need to be in search for professional contractor since Nicholsondistinctivehomes.Com is here to help you build your home in accordance to your demand.

What makes this contractor recommended to your option of building a home is that Nicholson Distinctive Homes guarantees you with custom homes in Statesville. Kent W. Nicholson is the owner of this company and he is a professional person with years of experience in home construction. Some plus points are available at this company such as quality construction and client-driven design. Not to mention, construction standards have just been raised to meet satisfaction of clients.

Those who have passion to live in Iredell County are supposed to hire service of Nicholson Distinctive Homes since new homes in Iredell County are available in various models. Another service available at this contractor is home addition and remodel with guarantee of customer satisfaction.

Linking Strategies for Your Home Based Internet Business

In order for your website to get a good search engine ranking you need to have people linking to you. There are several ways to do this that I will explain and this will help your home based internet business thrive with hits and sales

1. One of the best ways to raise your ranking by the search engines is by offering content that people need and they will naturally link to your site because of the information you have provided. Most people are looking for information, tips, and tricks that they can use. For example this article, if you did not already know, this article will give you ideas on how to increase your rankings and get more traffic to your home based internet business site.

2. Next big tip is to write articles about your topic of interest. People like new information so do search engines. Include a link to your site in every article you write. Not only is this an inbound link it will help raise your ranking. There are several places to submit articles to on the web. Do a google search and you will find several. Some of the most popular include this site. plus Hello article and Article Dashboard. Make sure you include a link to your site at the bottom of each article you submit. Then for the anchor words, use your keywords that you are trying to get a good ranking for. Example would be: “Profitable Home Based Internet Business”.

3. Exchange links with other site owners or sign up at a reputable link exchange company – try and find sites with relevant information to your site, for example “profitable home based internet business”. Whatever you do, DO NOT join a link farm. The search engines will penalize you for this.

4. Research your competitors links. Find sites like yours and see what sites link to them . For example if your keyword is “profitable home based internet business” you might want to go to google.com and type in that keyword. When the results come up check out which sites are like yours. You can go to google research and find what links to the url you are interested in.

5. Internal Linking strategy will also help you. Search engines like internal linking. For example if you have a five page website pages, you should have links to each page. In addition, if you have more than one website you should definitely link to them on each page.

So, You Found An Article Taped To Your iPod, “Psst… Tell Your Kids That Buying A Home Is Easier Than They Think!” Series Part II

Just out of school and considering buying your first home? You’ll be surprised how easy it can be to qualify for a loan. Too often, the newly minted workforce doesn’t realize the confidence lenders have in their ability to be responsible homeowners.

Ok, so Mom and Dad told you that you need to buy a house. You’ve graduated from college and you’re earning a decent income. Even though you don’t feel like it most of the time, you are officially all grown up. But you ask yourself, “I’m only twenty-four years old, who would possibly loan me money to buy a house?”

First time homebuyer programs are established with flexible guidelines to attract – you guessed it -first time homebuyers! You are in a great position to buy a home provided you have established some history of decent credit. Even if you don’t have traditional lines of credit to show for yourself, you may have established non-traditional credit and not even realized it. Do you have utilities, a cell phone and cable bill in your name? Have you paid them on time for 12 months? Then you have established non-traditional credit. Granted, many of you already have a credit card or gas card in your name. That’s why Dad wanted your name on it, too. Good thinking on his part. At the time, you were just excited to get the credit card “for emergencies.” It didn’t even occur to you that you were establishing a good credit history.

Most lenders want to see at least a year under your belt earning income. The majority of new job workers are making at or under the median income limit for their area. There are those that beat the curve, but then, if you’re making that much money on your first job, you don’t need a first time homebuyer program. You can probably take another route to your first home. Also, recent graduates can get credit for having a diploma. If you have a diploma and an employer who is willing to verify that you earn what you say and are likely to continue on with them, then you’re good to go -even without a year’s employment history to show for yourself.

Some lending programs ask that a borrower have maintained an excellent rental history, preferably a two year history. But, you don’t get penalized if you have been living at home. Especially, if home is in the same city that your school is located. You are simply asked to provide explanation as to how you managed to live rent free. Sometimes, Mom and Dad have to provide a written statement. They’re probably willing to do that to get you out of the house and off the payroll.

What about a down payment and closing costs? Most programs will allow a seller to chip in 3% of the sales price toward your closing costs. This allowance can cover most if not all of your closing costs. Your Realtor simply needs to be aware that you need this concession so she/he can negotiate it with your purchase contract. And how much do you have to come up with for a down payment? How about ? Nearly all first time homebuyer programs are designed for empty pocket consumers with potential to earn more and maintain good credit. Some programs don’t require you to have any reserves in the bank. Since so many first time homebuyers live on a budget, these programs allow for the reality of life. And you can be rewarded for being a conscientious consumer with lower than average interest rates being available to you.

You may be ready to buy your first home and not even know it. A good mortgage specialist will pre-qualify you, find out what you can afford or what your comfortable paying. Then, you just have to find the right home. It’s easier than you think!

How I Sold My Buford Georgia House in Days and How You Can Sell Your House Fast Too!

Everyone has heard the news on the current deteriorating state of the economy, the severe credit crisis and the declining housing market. Fox, CNN, MSNBC, other news outlets and even the President remind us of our pain daily. The peoples fears and perception have not become reality. Home foreclosures are at an all time high even in my neighborhood in Buford Georgia with many more foreclosures likely to come. The unemployment rate in Georgia is growing daily and is the highest it has been in many years. Housing resale values are at all time lows with no end in sight. Even the banks are going bankrupt as are many Americans who no longer qualify for credit.

Because of the recent credit crisis, many people don’t qualify for a new loan to buy a house right now, despite the incredibly low housing prices. Many home sellers can’t sell their unwanted houses because they owe more than their house is worth because of the falling house prices. Many sellers can’t even rent their houses our for enough to cover their mortgage payments, taxes and insurance resulting in severe negative cash flow that bleeds then dry month after month. To make matters worse, many tenants end up trashing the house when they move out making it even more difficult and expensive to sell. If they list their house with a real estate agent, their house will likely sit on the market for a long, long time waiting to sell since the buyers seem to have magically disappeared. Even if the house does finally sell one day at a greatly reduced price to get it sold, the owner has to pay a 6% real estate commission plus the majority of the closing costs. This often results in the seller writing a big, fat check at the closing table to finally get their house sold.

So what are my options to sell my Buford Georgia house fast in this depressed economy and housing market when many folks can’t get a loan? By trial and error, I discovered the following 3 alternatives to try to sell my Buford home quickly…

I tried to sell my house in Buford “For Sale by Owner” aka “FSBO”.

At first, selling my house by myself sounded easy enough, but it soon became my worst nightmare. At first I didn’t know how to attract buyers that might be interested in purchasing a home in Buford Georgia. The for sale by owner sign in the yard wasn’t working. I ended up spending a fortune placing classifieds in the local paper which resulted in few potential buyers. Those that did respond wanted to see my house at all different hours of the day or night. I was afraid to say no in fear of losing a potential buyer. I would have to keep my house clean and all picked up, only to have them not show up to see my house. Other times I had some pretty scary people show up with their 5 kids in tow, trampling through my home. I never did find my ideal buyer. Even if I did, I had no idea how to get them qualified, how to handle all the purchase and sale paperwork or how to get the house closed. I said “There has to be a better way to sell my home!” and I was determined to find it.

I listed my house for sale with a local Buford real estate agent.

When I listed my house with a local Buford Georgia real estate agent, I thought they were all the same and they would be able to sell my house quickly. I called an agent from a local, seemingly reputable, real estate agency and made an appointment to have an agent come out and see me. The agent sounded like she really knew what she was talking about and got me really excited about the prospect of selling my home quickly. She said she would list my house in the MLS, on dozens of real estate sites throughout Georgia, advertise my house in the local paper and other print publications, do multiple open houses, put out signs, balloons, flyers in an information box and went on and on about how she could sell my home and still get top dollar. How could I refuse? I didn’t. I listed my house and waited, and waited and waited. The agent put the house in the MLS, put a sign in the yard along with a dozen flyers in the information box and disappeared never to be seen again. She not only refused to return my calls, but did no perceivable advertising, no open houses, no showings, no more flyers, no more nothing! Six months later I still had no buyers and apparently no agent. I ended up hiring 2 more agents with the same dismal results. Meanwhile my house in Buford Georgia had not only decreased in value because it would not sell for the list price, which had been reduced repeatedly, but also because of all the other listed houses and foreclosures on the market in my area of Buford. At this point, I was all out of ideas and praying for solution. About that time, someone at my church told me about WeBuyHouses.net.

I contacted a local, professional home buyer from Buford Georgia.

My friend from church told me that she had similar problems selling her Buford house, but that she had contacted a local professional home buyer who bought her house in under a week! What? Is this possible? Could I sell my Buford Georgia house in 7 days or less too? She said their are professional home buyers out there, also known as “real estate investors”, who buy and sell real estate for investment purposes. You’ve probably seen their “We Buy Houses” advertisements around town but never gave them much thought. These are people who buy houses professionally and are always actively looking for more houses to buy. She gave me their phone number and web address (Toll free number: 888-765-3461, website: www.WeBuyHouses.net) and I contacted them ASAP. A local Buford home buyer from the called me and said that if my house qualified and if I was flexible on price or terms, that they may be able to buy my house in the next 7 days or less. They said depending on my situation that they may be able to pay all cash, pay some cash now and some cash later or take over your mortgage payments giving me immediate debt relief. At this point I was definitely flexible and had nothing to lose by scheduling an appointment for them to come see my home and possibly enable me to sell my Buford Georgia house fast!

So I scheduled the appointment with the Buford home buyer and he came out and inspected my home. He said it was just what they were looking for and that he had several buyers looking for a similar home. I was ecstatic! He made me several offers to buy my house as promised. I chose the offer that best suited my needs and we scheduled a closing the following week with a local real estate closing attorney. It was that fast and that simple to finally sell my house in Buford! I still can’t get over it. After waiting two years trying to sell my house on my own and through a licensed agent, I was able to sell my house in less than 7 days to a local professional home buying company!

Stretch Mark Remedies That Work – Stretch Marks Removal Home Remedies

Stretch Mark Remedies That Work

There are many reasons for the formation of stretch marks. It can be easily found out by off colour marks on the surface of skin. Pregnancy is the main reason for this. Other causes are listed below here.

Other Causes for Mark Formation:

It may occur due to sudden changes in weight. Change may be increase as well as decrease of weight.
It may be due to stress and abrupt changes in physical environment.
It may be due to steroids or hormonal imbalance. Stretch Mark Remedies That Work

Removal of stretch marks is possible. It can be done by both, scientific treatments and natural treatment. Scientific treatment includes cosmetic surgery, chemical capsules and skin creams. Natural treatment involves usage of natural products and home-made packs.

There are many home remedies for stretch mark removal process. Home remedies are cheap and effective. Moreover, side effects are very less in natural products. Following are the best of them. Tone of the skin can be maintained by consuming well balanced diet. Malnutrition is also responsible for the formation of marks. Zinc and vitamin K are the essential nutrients for stretch mark fading process. So, try to consume foods rich in zinc and vitamin K. Lavender oil has superb effect on marks. This oil can easily fade off the marks. Apply lavender oil frequently over the affected region. Regeneration of skin is vital to completely cure the marks. Removal process can be triggered by various skin massages and exercises. These massages and exercises also help the skin and muscles to retain the tone. Stretch Mark Remedies That Work

First Time Home Buyer? Hip, Hip Hooray for Thda!

“In order to promote the production of more affordable new housing units for very low, low and moderate income individuals and families in the state, to promote the preservation and rehabilitation of existing housing units for such persons, and to bring greater stability to the residential construction industry and related industries so as to assure a steady flow of production of new housing units…”

Many times, people have heard of THDA and are confused, thinking that THDA is a certain loan type. In fact, it’s lending agency. All THDA mortgages must be insured by private mortgage insurance, FHA, VA or RECD And as these loans are intended for low to moderate income families or individuals, there is a income limit and acquisition cost limit. Also, you must be a first time homebuyer unless your home is in a targeted area.

Why is THDA so fantastic for a first time homebuyer? Well, it comes down to money. THDA offers a below market rate and will allow up to 100% financing. Have you been reading the papers lately? It’s not so easy to find 100% financing these days. Unless, that is, you’re a first time homebuyer. It also has programs that allow for down payment assistance via grants from certain approved agencies (if your loan type requires a down payment). If you have satisfactory credit and the home you wish to buy meets THDA’s standards, then you’re in business.

All THDA mortgages are 30 year fixed rate loans, so you needn’t worry about finding yourself with an ARM loan (adjustable rate mortgage) and a new payment you can’t afford in 3 years. And THDA allows lenders to only charge customers a standard 1% origination and .25% discount fee. It also closely monitors fees associated with the loan. THDA really looks out for the best interest of the first time homebuyer. If you are eligible for a THDA loan, you can feel pretty certain that an unscrupulous lender can’t take advantage of you because THDA won’t let them. For so many people, buying a home is pretty intimidating. THDA takes away the uncertainties a buyer faces with its guidelines and lending practices.

If you do apply for a THDA loan, be prepared to document your credit worthiness. THDA loans require slightly more documentation than your average loans because of the uniqueness of its product. In order to offer more, THDA asks for more – ensuring you qualify for its pretty awesome program. Sounds like a fair trade, if you ask me.

What are the disadvantages of a THDA loan? Not many. They do have a federal recapture tax if you sell your home within the first nine years of owning it. But it sounds scarier than it really is. I’ve heard that only about 1% of THDA customers actually pay this tax. That’s because a bunch of really great things have to happen to you in order for it to actually apply to you. And if those great things happen to you, paying the recapture tax won’t matter much to you anyway. I’ve been in the business for 16 years and have only heard of one person actually having to pay one. He graduated from medical school and his income when through the roof. His property was sold above market value than for the area because it was adjacent to some property that a huge retailer wanted to purchase. Again, good things have to happen to pay the recapture tax. So, you shouldn’t be afraid of it.

More people need to hear about and take advantage of the THDA loan programs. It’s such a great product and really helps the community and the housing industry. If you’re a first time homebuyer or think you’re in a targeted area, make sure you ask about THDA to see if you would qualify for a loan. You won’t regret it!

Would You Like To Sell Your Hattiesburg, Mississippi House In The Next 7 Days Or Less?

If You Have a House You Really Need to Sell Fast in Hattiesburg, Mississippi, You’ve come to the Right Place!

You’re probably asking, “How can I sell my house in 7 days? That would be a miracle!”
You can sell your house fast in Hattiesburg Mississippi by selling your house to us! You see, we’re not Realtors® who simply want to list your house for a commission and hope it sells one day. Instead, we’re a group of Professional Home Buyers who buy and sell houses in any condition or price range all over the Hattiesburg Mississippi area, including Petal, Oak Grove, Purvis, Sumrall and throughout Forrest and Lamar Counties. If you’d like to sell us your house faster than you ever thought possible, please take a moment to complete our Seller Questionnaire.

“What kind of houses do you buy?”
We buy houses every day from homeowners just like you in Hattiesburg Mississippi just like yours and buy them as-is. We buy pretty houses needing few repairs and ugly houses in need of major repairs. We buy all sorts of houses including single family homes, multi-family homes, condominiums, town homes and even mobile homes. We buy homes in Hattiesburg, Purvis, Petal, Oak Grove, Sumrall, and all over Forrest and Lamar Counties and throughout Mississippi.

“How can you buy my house so quickly?”
If your house meets our purchase criteria, we can pay all cash, take over your mortgage payments or lease-purchase your house immediately! As Professional Investors we specialize in finding creative solutions that meet your immediate needs. And, unlike traditional home buyers who must qualify for a bank loan to buy your house, we use private funds and/or owner financing to close on your house fast. We’ll handle all of the paperwork, make all the arrangements and close within a few days if necessary. You’ll get a quick sale with no hassles, so you can put your home selling worries behind you once and for all. Tell us about your house for sale today!

“How do I know if my house meets your purchase criteria?”
To see if your house meets our purchase criteria, please take a moment to complete our Seller Questionnaire . Tell us all about the house you are selling and one of our Professional Homebuyers will get back to you ASAP about buying your house fast!

“Can you buy my house if it’s in foreclosure?”
Absolutely! If you’re behind on payments or facing foreclosure and can’t afford to get caught up, and you need to sell your house and sell it fast, we can help! If you complete our Seller Questionnaire before it’s too late, we may be able to buy your house by negotiating a reasonable payoff with your lender(s) or catching up your back payments. Take action now! There are more options available than you may realize. We also work with homeowners who want to save their home.

“What does this cost me? This sounds too good to be true.”
Unlike a Realtor who charges huge commissions to sell your house, we don’t charge any fees for our services. As Professional Home Buyers we don’t make any money until after we purchase your home.

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Effective Pet Urine Odor Removing Home Remedies

Once a dog or cat or any other animal urinates on the carpet they will continue to pee there. This is why it is called marking. The dog will continue to pee there. This act of urination not only leaves stains but also a nasty and horrible smell. Every pet owner wants to get rid of the scent and stains from the carpet but mostly products available in the market do not seem to work.

Here are a few home remedies. These home remedies for removing pet urine from carpets are easy and inexpensive and the best thing is they really work. These remedies are effective on removing that urine smell and stain from carpets and mats that have dried and are old.

Remedy#1,

Make your cleaning solution:

1 Gallon Water

1/4 cup Borax

1/4 cup TSP

1/4 cup vinegar

1/4 cup citrus cleaner

Mix this well

Firstly, in an unnoticeable area test it on your carpet for colorfast. Just turn off the lights and you will find all the urine area. Take a piece of chalk and circle the area. Apply the cleaning solution on those areas and let it remain there for about 10 – 15 minutes. After letting the solution sit take a rag and mark the area starting from the outside edge working toward the center. Extract the remaining solution with your vacuum. Now not only the stain would be gone but also the odor and now it’s up to you to train your dog where to do it.

Remedy#2,

Baking Soda

White Vinegar

Liquid Dishwashing Detergent

3% Hydrogen Peroxide

If the area is still wet you should first try to absorb the dog urine. Leaving it there to dry will only encourage bacteria to grow in it which causes the smell. The best way is to place many layers of paper towel on the wet area and step on it so as to soak up as much of the dog urine as it can.

If urine gets dried then mix a solution of fifty percent white vinegar and fifty percent water. Use a scrubbing brush to make sure it enters the carpet fibers below. Now mark the area again using the paper towel method above. The vinegar will counteract the ammonia in the dog urine. If you have a wet and dry vacuum extractors use it to remove extra moisture. When the area has dried then sprinkle a handful of baking soda over the area. Mix half a cup of 3% hydrogen peroxide with one teaspoon of detergent. Take Ordinary liquid dishwashing detergent. Put on gloves and pour the hydrogen peroxide and detergent mixture over the baking powder. Use a scrubbing brush to Work the dissolving baking soda well into the carpet. When all the area is completely dry then vacuum it thoroughly. If you don\’t have hydrogen peroxide you could use a spray laundry stain remover instead. See the bottle. If written \’Oxy\’ anywhere on the label then it might contains hydrogen peroxide.

How to Sell Your Pennsylvania House yourself Quickly and Keep Thousands in Your Pocket!

Ok folks, here it is, the down and dirty on how to sell your PA house yourself quickly and keep thousands in your pocket (by not paying real estate commissions!)

First and foremost, you’re probably wondering how the heck do I know what I’m talking about, right?

I’ve been investing in Pennsylvania real estate for 9 years now and I’ve invested in all different facets of real estate from buying and financing mobile homes to buying bank-owned properties and fixing them up and renting them out to just helping folks get rid of an ugly, fixer-upper house that they didn’t want. I’ve been a landlord (still am,) I’ve fixed and flipped properties (still do,) I’ve fixed and kept properties (still do,) and I’ve wholesaled properties (still do.)

Also, I’m a licensed real estate agent with the Commonwealth of Pennsylvania and I’ve been licensed for 5 years plus now with Keller Williams Realty Group (now located in Limerick, PA.) And I’m also a member of the National Association of Realtors, the Pennsylvania Association of Realtors and the Surban West Realtors Association. Sooooo that makes me, yep you guessed it, a Realtor as well (Didn’t know there was a difference between being a real estate agent and a Realtor, huh?)

Ok so now that all of that is out of the way, let me tell you how you can sell your Pennsylvania house yourself quickly and keep thousands of money in your pocket. I’m going to give you an outline to follow and if you follow it to the T, you should be alright!

Do Your Research About Your Homes Value
You need to find out what your house is worth so you can put a price tag on it. How can you find this out?

-Interview a handful of real estate agents (at least 3) and get Comps (Comparables of houses that have sold like yours) from them. Do not tell them what YOU think your house is worth, just let them do their thing and present you with their evidence of what they feel your house is worth.

-Check public records if you have online access or if you know how to do this at the courthouse yourself (or if you have a real estate agent friend that will allow you to look over their shoulder as they access their public records on the MLS.)

-Drive around your neighborhood and call on ALL of the for sale signs that you see. If they are having open houses too then GO TO THEM.

-Research your local papers classified section for houses for sale in your area. Call the numbers and get the facts on the house (remember, you’re comparing all of these houses to yours.)

-Hop on craigslist.org and reseach the real estate for sale ads there that are in your area. Alot of times folks will have pictures and even videos in here, so you can actually see the houses. If there isn’t much info then email or call the person who is selling their house.

-Go to Realtor.com and research houses that are for sale in your area. Again, if there isn’t much info, then call the agent up and ask for some info about the house.

-Check out zillow and cyberhomes and see what they come up with as values for your house. Also, the comps that they list, drive past the houses to compare at least the outside of your house and the sold house. (I wouldn’t put as much weight on these 2 sites, but there is definitely more information here for you.)

 Now, you should have a good idea of what you could sell your house for. By the way, when looking at public records, comps from agents and places like zillow and cyberhomes you only really want to look at sold houses within the past 6 months. Some folks will tell you to go back a year, but I think that’s even too far. Honestly, in this market, I’d say look at them in the past 3 months!

Ok so you have a value in mind. Well I need you to be honest with yourself about the value and how you came up with it, ok? Does the value indicate a house that is in pristine condition and your house isn’t that pristine? Does the value indicate a fixer-upper price and your house doesn’t need any work? Those are the things you have to think about when getting the comps from all of your resources above.

Make note of the condition and location of all of the comps that you get from your resources above then you have to HONESTLY compare it to your house. Honestly being the keyword here. If your house smells like dog, well admit that to yourself and know that it’s going to lower the price of your house. If your house is right next to an active railroad track, well don’t ignore the obvious and know that it will lower the price of your house as well. If your house is totally trashed and needs a lot of work, please, please, please don’t think that you are going to get maybe a couple thousand less than what a pristine house sold for. That is UNREALISTIC!

And always keep in mind the type of real estate market we are in. Right now at the writing of this blog posting, here in Pennsylvania we are in a BUYERS MARKET. Please recognize that and adjust your gameplan (and more importantly) your thinking accordingly. If you don’t adjust your gameplan and thinking accordingly, believe me your house will sit there and it will NOT sell (until you come to your senses.)

Market Your House Like Crazy
Your house being for sale at the prefect price doesn’t mean anything if nobody in the world knows that it’s for sale, does it?

So here’s what you need to do to market your house and to tell the entire world (or at least folks in the Pennsylvania area) that it’s for sale.

- Break out your digital camera, cell phone, disposable camera or what you have and take pics of your house. Outside front, back, side, yard, living room, dining room, kitchen, etc. you get the picture. If you have a video camera, you can do a walk-thru of your place with a video camera too. The pictures are a NECESSITY but the video is not. Upload them to your computer and resize them because you’re going to need them in future steps.

 - Place a for sale sign in your front yard and rear and side yards if you have them.  I get mine from banditsigns.com  Make sure you get the 18 x 24′s and make sure you pick up some metal stakes (get extra to use in the next step) so you can stick them into the ground. By the way, please do not under any circumstances forget to put your phone number on your signs when you get them home. (Sounds silly to say that doesn’t it? But some folks have done it.)

- Now here is a tactic that will get your phone to ring off the hook of potential buyers. You need to buy anywhere from 10 to 50 blank corrugated plastic signs (you can get these from banditsigns.com too.) They should be 18 x 12 in size and they can be any color you want, but white probably works the best and is the cheapest. After you get them home you’ll need to get a thick, black, permanent marker. When you have that you want to write in your own handwriting with the marker on the signs the following:

 3 bed/2 bath House Must Sell! Pottstown Area, 0k 610-555-1212

Of course, you’re going to change out the information above with your appropriate information for your home. If you house is a fixer upper try something like this:

3 bed/2 bath Needs Work! Must Sell Quickly. Area, Price, Phone Number

You can use any combination of wording, but make it seem URGENT that you need to sell. Now you need to place these signs all around your neighborhood. Put them at popular intersections, at popular stores (like Walmart, WaWa, etc.) and just put them in heavy traffic locations. You want extras because some of these will get taken down, some will blow away and some will just become dirty and ugly so you’ll want to replace them with fresh ones. I promise you that you will get calls.

 - Next you’re going to want to create what’s called a Postlet. Go to Postlets.com and create an account. It is free. You’ll want to create a postlet about your house. Post your picture
s, list all of the features, write up a nice description. People want to know about square footage, school districts, beds and baths, taxes, etc. You can upgrade to Postlets Plus and this will allow you to post more pictures on your postlet and also allow you to post a video, but honestly, I don’t think it’s necessary. But it can only help you market your house.

- Now, you want to go to craigslist.org and post your house for sale there too. This is free also. You’re going to want to post in the portion of Craigslist that’s for your area. Most of you will be either posting in the Philadelphia section or the Reading section of craigslist. You then go to housing and real estate for sale. Follow the steps, it’s pretty easy. Also, there is a craigslist section in your Postlets, so you can merely click that link and copy and paste the code they give you into your craigslist post and a nice little ad will appear. Don’t forget that you’re craigslist ad is NOT posted until you get the email from them and publish it. That is the final step.

 Those few things should get your phone ringing, but since you are saving thousands by not using a real estate agent you should really market even more. So here are some extra things you can do that will cost some money.

 - Place a classified ad in your local paper. There are all kinds of papers that will work. You can place an ad in a daily paper, weekly paper, monthly paper, throw away papers like the Penny Pincher, etc. You can even try them all if you like. The smaller papers will be more cost effective. And keep in mind that you do not want to just run the ad for a day. That’s a waste of time and money. I suggest running it at least from Thursday to Monday for a month. See what kind of action you get and go from there. If you are under major budget constraints then you can work out a game plan that works with your pocket book. Generally, your ad will look something like this:

Downingtown, 3 bd/2 ba twin for sale by owner. New roof, central air. Must sell. 610-555-1212

Of course, insert the info that is appropriate to your home. You can even use the same type of ad that you handwrote on your blank corrugated plastic signs. Remember that with classified ads you are pretty much paying per word. One word of caution: don’t try to create crazy abbreviations for your ad so you can fit more words in. A lot of folks may not know what your abbreviation means so it may confuse them and keep them from calling. The classified ad rep from the paper will sometimes suggest abbreviations for words to make things fit, just be cautious that it is a standard abbreviation that most folks know what it means like br for bedrooms or ba for bathrooms. Don’t get fancy with abbreviations, trust me. 

- Post an ad on ForSaleByOwner.com (or any other type of FSBO site) They have all different pricing levels starting at .95 (which I don’t like because it’s a monthly fee) all the way up to an 9 one time fee. The basic plan is pretty decent, it gets you an unlimited listing on their site until it’s sold and an awesome thing about their ads is that you get a private voicemail system (so you don’t have to give out your home phone number!) Just so you know, the Gold package for a 9 one time fee is definitely worth checking out. It’s the cheapest of the packages that gets you listed on the MLS (multiple listing service, which is what all real estate agents use to list properties and find properties for their buyers) and on realtor.com Please keep in mind though, if you got with an MLS option, you are going to have to pay a commission to the agent that brings you a buyer (typically between 2 to 3%, but commissions are negotiable and you state when you pick your package the commission you are willing to pay.) Keep in mind, if you make the commission for the agent with a potential buyer they may not even show your house. So, personally, I’d stay within the 2 to 3% mark.

If you’re wondering do you have to list your property on the MLS for sale, the answer is no. I just want to make you aware that the MLS is what over 32,000 real estate professionals in this area use to view properties for sale. That’s a HUGE market that you’d be missing. But it’s ok, the basic package will at least get you in front of folks who are searching for a house to buy for themselves.

- This marketing method may be a little more than most of you want to get in to, but you can send out postcards to either folks in your area or to renters in your area.  At vistaprint.com you can get some free postcards and more for relatively cheap.

You’re going to most likely want to purchase a list of renters or homeowners in your area from a list broker (you can search on google or look in your phone book.) For homeowners in your area you can get their names and addresses from public records and that is free, especially if you go to the courthouse. Just get a simple House For Sale postcard or Why Rent When You Can Own Postcard? And send them out.

- A free alternative to use is the same kind of House for Sale or Why Rent When You Can Own ad for the postcard above but print it out and make flyers at home. (Btw, if you are savvy with your computer you can even print out postcards.) A flyer that I like to put together to hand out to the neighbors on the same block as a house I have for sale is the “Pick Your Own Neighbor” flyer. Folks love that and you never know? They could have a friend or family member that is looking to move into the neigborhood. Your general flyers you can post in laundromats, grocery stores, around rental apartments, etc.

- One last free marketing tip that I forgot to mention is word of mouth. Don’t forget to tell everyone you know that your house is for sale. You never know who knows someone that is looking to buy.

When You Get The Calls Coming In
A lot of folks are just gonna wanna know the price at first if you don’t have it listed already. Then they may want to set up an appointment to check the house out. If you’re not careful you could be wasting ALOT of time. Here’s what I do:

- First I tell interested folks to do a drive-by of the house. If they like it after driving by I tell them to call me back to set up an appointment.

- If they call me back to set up an appointment I ask them if they are pre-approved for a mortgage. If they say yes, I inform them that they must send me their pre-approval letter before I will set up an appointment to show them the inside of the home (be nice about this, not rude.) If they say no, then I tell them that they must be pre-approved before I will set up an appointment to show the inside of the home. I generally will refer them to a mortgage person or a small, local bank that I use. (You should do the same. Hook yourself up with a small, local bank in your area that will get people pre-approved to buy your house. You can do this with a mortgage person too, if you have one in mind.)

- If they pass all of the above then I will set up an appointment. PLEASE BE CAUTIOUS. These are strangers that you are letting into your home. Always have more than one adult home when having showings and it’s a good idea to have a sign-in sheet for folks to sign and you should make them even show their driver’s license or some form of i.d. I know that you may feel uneasy asking this stuff, but it’s for your own protection.

Word of Caution: If you ever, ever feel uneasy about someone that you are talking to on the phone, do not, under any circumstances let them into your home, especially when you are alone. Women..use that women’s intuition that you have. Fellas, use that gut feeling that you can get.
(This is probably the scariest part about selling your house yourself, in my opinion.)

- If folks are interested in your house then write up an agreement with them! (we’ll get into that in a few.)

- If they aren’t interested, ask them if they could give you some feedback so that you can improve your chances of selling your home.
Tell them to be honest as you won’t be upset or take anything personally (and hold true to that!)

 When You Find A Qualified Buyer
After you find a qualified buyer you want to write up an agreement of sale. I’m going to assume that you don’t know anything about an agreement of sale or about how to fill one out. With that in mind, my advice is to then NOT DO IT.

- You should have a competent real estate attorney that you use to help you draw up an agreement of sale and that helps you with all of the rules and laws associated with selling your house (like fair housing laws, seller disclosure forms, etc.) The real estate attorney can even do the closing for you and your buyer (they will take care of EVERYTHING associated with getting your transaction done and getting you your check in your hand.)

- If you know how to fill out an agreement of sale then you should have a title company that you want to work with to get your transaction to the closing table and get your check in your hand. They can help you with any questions that you may have, but they may not be permitted to give you legal advice in regards to rules and laws regarding selling your house, but ask, because a lot of them have real estate lawyers within their company that will be happy to help.

 Now take you big check to the bank baby and you can now say “I can save tons of money on commissions because I can sell my house myself in Pennsylvania!”

Moles Warts Removal – Home Remedies For Moles

Moles are clusters of pigmented cells that are small dark brown spots in appearance. They can be visible on face, arms, legs and torso. There are approximately ten to forty moles on a person’s body but then, the number may vary from person to person. There are various home remedies for moles that you may find useful.

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Coriander – grind some coriander and apply this on the moles. Moles will be gone in a few days. Flaxseeds -  mix ground flaxseeds with flaxseed oil and a small amount of raw honey. Apply it on the moles and make sure to change it everyday. Castor oil- you can massage the area with castor oil twice a day to soften the affected area and reduce the itching.

Home remedies for moles also include using baking soda. Take a pinch of baking soda and mix it with some drops of castor oil. Apply the paste on moles and leave it overnight. Do this continuously for a few more days. Tincture of iodine can also be rubbed on the mole at night before going to bed. Do this for two to three days and moles will start to vanish. You can also crush vitamin C tablets and apply on the area then cover it with adhesive bandage.

Fig stems – make juice from fig stems, that is if you can find any in your area. Apply it daily to the moles until they vanish. Pineapple – make fresh pineapple juice everyday, and then rub the juice to the moles until they weaken and disappear. Cauliflower – prepare cauliflower in a blender, then rub the juice on your moles everyday until the skin peels off naturally.

You can also apply a drop of grapefruit seed extract to the moles gently and cover them with a band aid, for two to three times a day. Your moles will vanish in three to four weeks.

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